/* ===== ROOT & RESET ===== */
:root{
  --navy:#0F172A;
  --navy-2:#1e293b;
  --blue:#2563EB;
  --blue-2:#3b82f6;
  --cyan:#06B6D4;
  --cyan-2:#22d3ee;
  --light:#F8FAFC;
  --gray:#64748b;
  --gray-light:#e2e8f0;
  --white:#ffffff;
  --grad-1:linear-gradient(135deg,#2563EB 0%,#06B6D4 100%);
  --grad-2:linear-gradient(135deg,#0F172A 0%,#1e293b 100%);
  --grad-soft:linear-gradient(135deg,rgba(37,99,235,.08) 0%,rgba(6,182,212,.08) 100%);
  --radius:24px;
  --radius-sm:14px;
  --radius-lg:32px;
  --shadow-sm:0 4px 20px rgba(15,23,42,.06);
  --shadow:0 12px 40px rgba(15,23,42,.08);
  --shadow-lg:0 24px 60px rgba(15,23,42,.12);
  --shadow-blue:0 18px 50px rgba(37,99,235,.35);
  --font-display:'Space Grotesk',sans-serif;
  --font-body:'Inter',sans-serif;
}

*{margin:0;padding:0;box-sizing:border-box}
html{scroll-behavior:smooth;scroll-padding-top:90px}
body{
  font-family:var(--font-body);
  color:var(--navy);
  background:var(--light);
  line-height:1.65;
  overflow-x:hidden;
  font-size:16px;
}
img{max-width:100%;display:block}
a{text-decoration:none;color:inherit}
button{cursor:pointer;font-family:inherit;border:none;background:none}
input,textarea,select{font-family:inherit;outline:none}
h1,h2,h3,h4,h5,h6{font-family:var(--font-display);line-height:1.2;font-weight:700;color:var(--navy)}
.container{max-width:1240px;margin:0 auto;padding:0 24px}

/* ===== BACKGROUND FLOATING ELEMENTS ===== */
.bg-float{
  position:fixed;pointer-events:none;z-index:-1;border-radius:50%;
  filter:blur(80px);opacity:.35;
}
.bg-float-1{width:420px;height:420px;background:var(--blue);top:-120px;left:-120px;animation:floatA 14s ease-in-out infinite}
.bg-float-2{width:380px;height:380px;background:var(--cyan);top:40%;right:-150px;animation:floatB 16s ease-in-out infinite}
.bg-float-3{width:320px;height:320px;background:#8b5cf6;bottom:10%;left:-100px;animation:floatA 18s ease-in-out infinite}

@keyframes floatA{
  0%,100%{transform:translate(0,0) scale(1)}
  50%{transform:translate(40px,-40px) scale(1.08)}
}
@keyframes floatB{
  0%,100%{transform:translate(0,0) scale(1)}
  50%{transform:translate(-40px,50px) scale(1.1)}
}

/* ===== NAV ===== */
.nav{
  position:fixed;top:0;left:0;right:0;z-index:1000;
  padding:18px 0;transition:all .4s ease;
  background:rgba(248,250,252,.72);
  backdrop-filter:blur(20px);-webkit-backdrop-filter:blur(20px);
  border-bottom:1px solid rgba(15,23,42,.06);
}
.nav.scrolled{background:rgba(255,255,255,.92);box-shadow:var(--shadow-sm);padding:12px 0}
.nav-inner{display:flex;align-items:center;justify-content:space-between;gap:20px}
.logo{display:flex;align-items:center;gap:12px;font-family:var(--font-display);font-weight:700;font-size:1.25rem;color:var(--navy)}
.logo-mark{
  width:44px;height:44px;border-radius:14px;
  background:var(--grad-1);display:grid;place-items:center;
  box-shadow:var(--shadow-blue);color:#fff;font-size:1.2rem;
}
.logo span{display:block;font-size:.65rem;color:var(--gray);font-weight:400;letter-spacing:1px;text-transform:uppercase}
.nav-links{display:flex;align-items:center;gap:4px;list-style:none}
.nav-links a{padding:10px 16px;border-radius:12px;color:var(--navy);font-weight:500;font-size:.92rem;transition:all .25s}
.nav-links a:hover{background:var(--grad-soft);color:var(--blue)}
.btn{
  display:inline-flex;align-items:center;gap:10px;
  padding:13px 24px;border-radius:14px;font-weight:600;
  transition:all .3s ease;font-size:.95rem;cursor:pointer;
}
.btn-primary{background:var(--grad-1);color:#fff;box-shadow:var(--shadow-blue)}
.btn-primary:hover{transform:translateY(-3px);box-shadow:0 25px 60px rgba(37,99,235,.45)}
.btn-ghost{background:rgba(255,255,255,.9);color:var(--navy);border:1.5px solid var(--gray-light)}
.btn-ghost:hover{border-color:var(--blue);color:var(--blue);transform:translateY(-2px)}
.btn-lg{padding:17px 32px;font-size:1rem;border-radius:18px}
.btn-light{background:#fff;color:var(--navy);box-shadow:var(--shadow)}
.btn-light:hover{transform:translateY(-3px);box-shadow:var(--shadow-lg)}
.nav-toggle{display:none;font-size:1.5rem;color:var(--navy);cursor:pointer}

/* ===== HERO ===== */
.hero{
  padding:160px 0 110px;position:relative;overflow:hidden;
  background:linear-gradient(135deg,#F8FAFC 0%,#eef4ff 100%);
}
.hero-grid{display:grid;grid-template-columns:1.1fr .9fr;gap:60px;align-items:center}
.hero-tag{
  display:inline-flex;align-items:center;gap:10px;
  background:#fff;padding:8px 18px;border-radius:100px;
  font-size:.82rem;font-weight:600;color:var(--blue);
  box-shadow:var(--shadow-sm);margin-bottom:24px;
  border:1px solid rgba(37,99,235,.12);
}
.hero-tag i{color:var(--cyan)}
.hero h1{font-size:clamp(2.2rem,5vw,3.8rem);font-weight:700;letter-spacing:-1px;margin-bottom:24px}
.hero h1 .accent{
  background:var(--grad-1);-webkit-background-clip:text;background-clip:text;color:transparent;
  position:relative;display:inline-block;
}
.hero p.lead{font-size:1.12rem;color:var(--gray);margin-bottom:34px;max-width:560px;line-height:1.7}
.hero-cta{display:flex;gap:16px;flex-wrap:wrap;margin-bottom:44px}
.hero-trust{display:flex;align-items:center;gap:28px;flex-wrap:wrap}
.trust-item{display:flex;align-items:center;gap:10px;font-size:.88rem;color:var(--navy);font-weight:500}
.trust-item i{color:var(--blue);font-size:1.1rem}
.trust-stars{display:flex;gap:2px;color:#f59e0b;font-size:.9rem}
.hero-visual{position:relative;min-height:540px}
.hero-img-main{
  width:100%;height:540px;border-radius:var(--radius-lg);
  background-size:cover;background-position:center;
  box-shadow:var(--shadow-lg);position:relative;
}
.hero-img-main::before{
  content:'';position:absolute;inset:0;border-radius:var(--radius-lg);
  background:linear-gradient(135deg,rgba(15,23,42,.15),rgba(6,182,212,.15));
}
.floating-card{
  position:absolute;background:rgba(255,255,255,.85);
  backdrop-filter:blur(20px);-webkit-backdrop-filter:blur(20px);
  border-radius:20px;padding:18px 22px;box-shadow:var(--shadow-lg);
  border:1px solid rgba(255,255,255,.6);
  display:flex;align-items:center;gap:14px;
}
.floating-card.fc-1{top:30px;left:-30px;animation:floatCard 5s ease-in-out infinite}
.floating-card.fc-2{bottom:60px;right:-40px;animation:floatCard 6s ease-in-out infinite .5s}
.floating-card.fc-3{top:260px;right:-60px;animation:floatCard 5.5s ease-in-out infinite 1s}
.floating-card .ic{
  width:46px;height:46px;border-radius:14px;background:var(--grad-1);
  display:grid;place-items:center;color:#fff;font-size:1.1rem;
}
.floating-card h5{font-size:.8rem;color:var(--gray);font-weight:500;margin-bottom:2px}
.floating-card p{font-weight:700;color:var(--navy);font-size:.98rem;margin:0}

@keyframes floatCard{
  0%,100%{transform:translateY(0)}
  50%{transform:translateY(-14px)}
}

/* ===== SECTION UTIL ===== */
section{padding:100px 0;position:relative}
.section-head{text-align:center;max-width:720px;margin:0 auto 64px}
.eyebrow{
  display:inline-block;padding:6px 14px;border-radius:100px;
  background:var(--grad-soft);color:var(--blue);font-weight:600;
  font-size:.78rem;letter-spacing:1.5px;text-transform:uppercase;margin-bottom:18px;
  border:1px solid rgba(37,99,235,.1);
}
.section-head h2{font-size:clamp(2rem,3.6vw,2.8rem);margin-bottom:16px;letter-spacing:-.5px}
.section-head h2 .grad{background:var(--grad-1);-webkit-background-clip:text;background-clip:text;color:transparent}
.section-head p{color:var(--gray);font-size:1.05rem;line-height:1.7}

/* ===== ABOUT ===== */
.about{background:#fff}
.about-grid{display:grid;grid-template-columns:1fr 1fr;gap:70px;align-items:center}
.about-img{
  position:relative;height:560px;border-radius:var(--radius-lg);overflow:hidden;
  box-shadow:var(--shadow-lg);
}
.about-img img{width:100%;height:100%;object-fit:cover}
.about-badge{
  position:absolute;bottom:-30px;left:40px;background:#fff;
  border-radius:20px;padding:22px 28px;box-shadow:var(--shadow-lg);
  display:flex;gap:18px;align-items:center;
}
.about-badge .num{font-size:2.2rem;font-weight:700;background:var(--grad-1);-webkit-background-clip:text;background-clip:text;color:transparent;font-family:var(--font-display)}
.about-badge p{font-size:.88rem;color:var(--navy);font-weight:600;line-height:1.3}
.about-content h2{font-size:clamp(1.8rem,3.2vw,2.5rem);margin-bottom:20px}
.about-content > p{color:var(--gray);margin-bottom:30px;font-size:1.05rem;line-height:1.8}
.vm-grid{display:grid;grid-template-columns:1fr 1fr;gap:20px;margin-top:24px}
.vm-card{
  padding:24px;border-radius:20px;
  background:linear-gradient(135deg,rgba(37,99,235,.04),rgba(6,182,212,.04));
  border:1px solid rgba(37,99,235,.08);transition:all .35s;
}
.vm-card:hover{transform:translateY(-4px);box-shadow:var(--shadow);background:#fff}
.vm-card i{font-size:1.5rem;color:var(--blue);margin-bottom:12px;display:block}
.vm-card h4{font-size:1.05rem;margin-bottom:8px}
.vm-card p{font-size:.88rem;color:var(--gray);line-height:1.6}

/* ===== MILESTONES ===== */
.milestones{
  background:var(--grad-2);position:relative;overflow:hidden;
  color:#fff;
}
.milestones::before{
  content:'';position:absolute;inset:0;
  background:radial-gradient(circle at 20% 30%,rgba(37,99,235,.3),transparent 50%),
             radial-gradient(circle at 80% 70%,rgba(6,182,212,.25),transparent 50%);
}
.milestones .container{position:relative;z-index:2}
.milestones .section-head h2{color:#fff}
.milestones .section-head p{color:rgba(255,255,255,.75)}
.milestones .eyebrow{background:rgba(255,255,255,.1);color:#fff;border-color:rgba(255,255,255,.15)}
.ms-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:30px}
.ms-card{
  padding:40px 28px;text-align:center;border-radius:var(--radius);
  background:rgba(255,255,255,.06);backdrop-filter:blur(20px);
  border:1px solid rgba(255,255,255,.12);transition:all .35s;
}
.ms-card:hover{transform:translateY(-6px);background:rgba(255,255,255,.1)}
.ms-card i{font-size:2rem;color:var(--cyan-2);margin-bottom:16px}
.ms-card .counter{font-family:var(--font-display);font-size:3.2rem;font-weight:700;color:#fff;line-height:1;margin-bottom:6px}
.ms-card .counter .suffix{font-size:1.8rem;color:var(--cyan-2)}
.ms-card p{color:rgba(255,255,255,.8);font-size:.9rem;font-weight:500}

/* ===== WHY CHOOSE ===== */
.why{background:#fff}
.why-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:28px}
.why-card{
  padding:36px 30px;border-radius:var(--radius);
  background:linear-gradient(135deg,#fff 0%,#f8faff 100%);
  border:1px solid rgba(37,99,235,.08);transition:all .4s;position:relative;overflow:hidden;
}
.why-card::before{
  content:'';position:absolute;top:0;left:0;right:0;height:4px;
  background:var(--grad-1);transform:scaleX(0);transform-origin:left;transition:transform .4s;
}
.why-card:hover{transform:translateY(-8px);box-shadow:var(--shadow-lg)}
.why-card:hover::before{transform:scaleX(1)}
.why-card .icon-box{
  width:62px;height:62px;border-radius:18px;background:var(--grad-soft);
  display:grid;place-items:center;margin-bottom:22px;color:var(--blue);font-size:1.4rem;
  transition:all .35s;
}
.why-card:hover .icon-box{background:var(--grad-1);color:#fff;transform:rotate(-8deg) scale(1.05)}
.why-card h4{font-size:1.15rem;margin-bottom:12px}
.why-card p{color:var(--gray);font-size:.94rem;line-height:1.65}

/* ===== PROCESS ===== */
.process{background:linear-gradient(135deg,#F8FAFC 0%,#eef4ff 100%)}
.proc-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:24px;position:relative}
.proc-grid::before{
  content:'';position:absolute;top:50px;left:12%;right:12%;height:2px;
  background:linear-gradient(90deg,transparent,var(--blue),var(--cyan),transparent);
  z-index:0;opacity:.3;
}
.proc-card{
  position:relative;z-index:1;padding:36px 24px;border-radius:var(--radius);
  background:#fff;text-align:center;transition:all .4s;border:1px solid transparent;
}
.proc-card:hover{transform:translateY(-8px);box-shadow:var(--shadow-lg);border-color:rgba(37,99,235,.12)}
.proc-num{
  width:60px;height:60px;border-radius:18px;background:var(--grad-1);
  color:#fff;display:grid;place-items:center;margin:0 auto 20px;
  font-family:var(--font-display);font-size:1.5rem;font-weight:700;
  box-shadow:var(--shadow-blue);
}
.proc-card h4{font-size:1.1rem;margin-bottom:10px}
.proc-card p{color:var(--gray);font-size:.88rem;line-height:1.6}

/* ===== SERVICES ===== */
.services{background:#fff}
.srv-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:28px}
.srv-card{
  border-radius:var(--radius);overflow:hidden;background:#fff;
  box-shadow:var(--shadow-sm);transition:all .4s;border:1px solid rgba(15,23,42,.05);
}
.srv-card:hover{transform:translateY(-10px);box-shadow:var(--shadow-lg)}
.srv-img{height:220px;overflow:hidden;position:relative}
.srv-img img{width:100%;height:100%;object-fit:cover;transition:transform .6s}
.srv-card:hover .srv-img img{transform:scale(1.08)}
.srv-img::after{
  content:'';position:absolute;inset:0;
  background:linear-gradient(180deg,transparent 50%,rgba(15,23,42,.6));
}
.srv-body{padding:26px 28px 30px}
.srv-body .icon-sm{
  width:44px;height:44px;border-radius:12px;background:var(--grad-soft);
  display:grid;place-items:center;color:var(--blue);font-size:1.1rem;margin-bottom:16px;
}
.srv-body h4{font-size:1.18rem;margin-bottom:10px}
.srv-body p{color:var(--gray);font-size:.9rem;line-height:1.6;margin-bottom:16px}
.srv-link{color:var(--blue);font-weight:600;font-size:.9rem;display:inline-flex;align-items:center;gap:6px;transition:gap .3s}
.srv-link:hover{gap:10px}

/* ===== CTA BANNER ===== */
.cta-banner{
  background:var(--grad-2);position:relative;overflow:hidden;color:#fff;
}
.cta-banner::before{
  content:'';position:absolute;inset:0;
  background:radial-gradient(circle at 80% 20%,rgba(6,182,212,.3),transparent 50%),
             radial-gradient(circle at 20% 80%,rgba(37,99,235,.35),transparent 50%);
}
.cta-inner{
  position:relative;z-index:2;text-align:center;max-width:800px;margin:0 auto;
  padding:80px 40px;border-radius:var(--radius-lg);
  background:rgba(255,255,255,.05);backdrop-filter:blur(20px);
  border:1px solid rgba(255,255,255,.15);
}
.cta-inner h2{color:#fff;font-size:clamp(1.8rem,3.5vw,2.6rem);margin-bottom:18px}
.cta-inner p{color:rgba(255,255,255,.85);font-size:1.08rem;margin-bottom:32px;line-height:1.7}
.cta-inner .btn-primary{background:#fff;color:var(--navy);box-shadow:var(--shadow-lg)}
.cta-inner .btn-primary:hover{transform:translateY(-4px);box-shadow:0 30px 60px rgba(255,255,255,.3)}

/* ===== INSURANCE & MORTGAGE ===== */
.feature-split{padding:80px 0}
.fs-grid{display:grid;grid-template-columns:1fr 1fr;gap:60px;align-items:center}
.fs-grid.reverse{grid-template-columns:1fr 1fr}
.fs-grid.reverse .fs-img{order:2}
.fs-img{height:460px;border-radius:var(--radius-lg);overflow:hidden;box-shadow:var(--shadow-lg)}
.fs-img img{width:100%;height:100%;object-fit:cover}
.fs-content h3{font-size:clamp(1.6rem,2.6vw,2.1rem);margin-bottom:18px}
.fs-content > p{color:var(--gray);margin-bottom:22px;line-height:1.75}
.fs-list{list-style:none;display:grid;gap:14px;margin-bottom:28px}
.fs-list li{display:flex;gap:14px;align-items:flex-start}
.fs-list i{
  width:28px;height:28px;border-radius:10px;background:var(--grad-1);
  color:#fff;display:grid;place-items:center;flex-shrink:0;font-size:.7rem;
}
.fs-list strong{color:var(--navy);display:block;margin-bottom:2px;font-weight:600}
.fs-list span{color:var(--gray);font-size:.92rem;line-height:1.5}

/* ===== PRICING ===== */
.pricing{background:linear-gradient(135deg,#F8FAFC 0%,#eef4ff 100%)}
.price-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:28px}
.price-card{
  padding:40px 32px;border-radius:var(--radius);background:#fff;
  box-shadow:var(--shadow-sm);transition:all .4s;position:relative;
  border:1.5px solid transparent;
}
.price-card:hover{transform:translateY(-10px);box-shadow:var(--shadow-lg)}
.price-card.featured{
  background:var(--grad-2);color:#fff;border-color:transparent;
  box-shadow:var(--shadow-lg);transform:scale(1.03);
}
.price-card.featured h4,.price-card.featured .price,.price-card.featured .period{color:#fff}
.price-card.featured .feat-list li{color:rgba(255,255,255,.9)}
.price-card.featured .feat-list i{color:var(--cyan-2)}
.price-card.featured .btn-primary{background:#fff;color:var(--navy);box-shadow:var(--shadow)}
.price-badge{
  position:absolute;top:-14px;right:24px;padding:6px 16px;border-radius:100px;
  background:var(--grad-1);color:#fff;font-size:.75rem;font-weight:700;letter-spacing:1px;
  text-transform:uppercase;box-shadow:var(--shadow-blue);
}
.price-card h4{font-size:1.3rem;margin-bottom:8px}
.price-tagline{color:var(--gray);font-size:.88rem;margin-bottom:24px}
.price-card.featured .price-tagline{color:rgba(255,255,255,.7)}
.price{
  font-family:var(--font-display);font-size:3rem;font-weight:700;
  color:var(--navy);line-height:1;margin-bottom:6px;
}
.price .cur{font-size:1.3rem;vertical-align:top;color:var(--blue);font-weight:600}
.period{color:var(--gray);font-size:.88rem;margin-bottom:28px}
.feat-list{list-style:none;display:grid;gap:12px;margin-bottom:30px}
.feat-list li{display:flex;gap:12px;align-items:center;font-size:.92rem}
.feat-list i{color:var(--blue);font-size:.95rem}

/* ===== BOOKING ===== */
.booking{background:#fff}
.booking-wrap{
  background:linear-gradient(135deg,#fff 0%,#f8faff 100%);
  border-radius:var(--radius-lg);padding:56px;box-shadow:var(--shadow);
  border:1px solid rgba(37,99,235,.08);
}
.booking-form{display:grid;grid-template-columns:repeat(2,1fr);gap:20px}
.form-group{display:flex;flex-direction:column}
.form-group.full{grid-column:span 2}
.form-group label{font-size:.85rem;font-weight:600;color:var(--navy);margin-bottom:8px}
.form-group input,.form-group select,.form-group textarea{
  padding:14px 18px;border:1.5px solid var(--gray-light);
  border-radius:14px;font-size:.95rem;transition:all .3s;background:#fff;
}
.form-group input:focus,.form-group select:focus,.form-group textarea:focus{
  border-color:var(--blue);box-shadow:0 0 0 4px rgba(37,99,235,.1);
}
.form-group textarea{resize:vertical;min-height:120px}

/* ===== REVIEWS ===== */
.reviews{background:linear-gradient(135deg,#F8FAFC 0%,#eef4ff 100%)}
.rev-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}
.rev-card{
  padding:30px;border-radius:var(--radius);background:#fff;
  box-shadow:var(--shadow-sm);transition:all .4s;position:relative;
  border:1px solid rgba(37,99,235,.06);
}
.rev-card:hover{transform:translateY(-8px);box-shadow:var(--shadow-lg)}
.rev-stars{display:flex;gap:3px;color:#f59e0b;margin-bottom:14px;font-size:.9rem}
.rev-text{color:var(--navy);font-size:.95rem;line-height:1.7;margin-bottom:22px;font-style:italic}
.rev-author{display:flex;align-items:center;gap:14px}
.rev-avatar{
  width:50px;height:50px;border-radius:50%;background:var(--grad-1);
  display:grid;place-items:center;color:#fff;font-weight:700;font-size:1.1rem;
  font-family:var(--font-display);
}
.rev-author h5{font-size:.95rem;margin-bottom:2px}
.rev-author p{color:var(--gray);font-size:.8rem;margin:0}

/* ===== FAQ ===== */
.faq{background:#fff}
.faq-list{max-width:840px;margin:0 auto;display:grid;gap:14px}
.faq-item{
  background:#fff;border:1.5px solid var(--gray-light);border-radius:18px;
  overflow:hidden;transition:all .3s;
}
.faq-item.open{border-color:var(--blue);box-shadow:var(--shadow)}
.faq-q{
  padding:22px 26px;display:flex;justify-content:space-between;align-items:center;
  cursor:pointer;gap:20px;
}
.faq-q h4{font-size:1.05rem;font-weight:600}
.faq-q i{color:var(--blue);transition:transform .35s;flex-shrink:0}
.faq-item.open .faq-q i{transform:rotate(180deg)}
.faq-a{max-height:0;overflow:hidden;transition:max-height .4s ease;padding:0 26px}
.faq-item.open .faq-a{max-height:300px;padding:0 26px 22px}
.faq-a p{color:var(--gray);font-size:.94rem;line-height:1.7}

/* ===== CONTACT ===== */
.contact{background:linear-gradient(135deg,#F8FAFC 0%,#eef4ff 100%)}
.contact-grid{display:grid;grid-template-columns:1fr 1.3fr;gap:50px}
.contact-info{display:grid;gap:20px}
.contact-info h3{font-size:1.8rem;margin-bottom:10px}
.contact-info > p{color:var(--gray);margin-bottom:24px;line-height:1.7}
.ci-card{
  display:flex;gap:18px;align-items:flex-start;padding:22px;border-radius:18px;
  background:#fff;box-shadow:var(--shadow-sm);transition:all .3s;
  border:1px solid rgba(37,99,235,.06);
}
.ci-card:hover{transform:translateX(4px);box-shadow:var(--shadow)}
.ci-card .ic{
  width:50px;height:50px;border-radius:14px;background:var(--grad-1);
  color:#fff;display:grid;place-items:center;font-size:1.1rem;flex-shrink:0;
}
.ci-card h5{font-size:.85rem;color:var(--gray);font-weight:500;margin-bottom:4px;text-transform:uppercase;letter-spacing:1px}
.ci-card p{color:var(--navy);font-weight:600;font-size:.96rem;line-height:1.4}
.ci-card a{color:var(--navy);transition:color .3s}
.ci-card a:hover{color:var(--blue)}
.contact-form{
  background:#fff;border-radius:var(--radius-lg);padding:40px;
  box-shadow:var(--shadow);border:1px solid rgba(37,99,235,.06);
}

/* ===== NEWSLETTER ===== */
.newsletter{
  background:var(--grad-2);color:#fff;position:relative;overflow:hidden;
}
.newsletter::before{
  content:'';position:absolute;inset:0;
  background:radial-gradient(circle at 50% 50%,rgba(6,182,212,.25),transparent 60%);
}
.newsletter .container{position:relative;z-index:2;max-width:780px;text-align:center}
.newsletter h2{color:#fff;font-size:clamp(1.8rem,3.2vw,2.4rem);margin-bottom:14px}
.newsletter > .container > p{color:rgba(255,255,255,.85);margin-bottom:32px;line-height:1.7}
.nl-form{
  background:rgba(255,255,255,.06);backdrop-filter:blur(20px);
  border:1px solid rgba(255,255,255,.15);border-radius:var(--radius-lg);
  padding:36px;display:grid;grid-template-columns:1fr 1fr;gap:16px;
}
.nl-form .form-group.full{grid-column:span 2}
.nl-form input{
  background:rgba(255,255,255,.95);border:none;color:var(--navy);
  padding:14px 18px;border-radius:12px;font-size:.95rem;
}
.nl-form .checkbox-wrap{
  grid-column:span 2;display:flex;gap:12px;align-items:flex-start;
  text-align:left;color:rgba(255,255,255,.85);font-size:.85rem;line-height:1.5;
}
.nl-form .checkbox-wrap input{width:20px;height:20px;accent-color:var(--cyan);margin-top:2px}
.nl-success{
  display:none;padding:18px;border-radius:14px;background:rgba(6,182,212,.2);
  color:#fff;text-align:center;margin-top:16px;border:1px solid rgba(6,182,212,.4);
}
.nl-success.show{display:block;animation:fadeIn .5s ease}

/* ===== PRIVACY & TERMS ===== */
.legal{background:#fff}
.legal-wrap{display:grid;grid-template-columns:1fr 1fr;gap:40px}
.legal-block{
  padding:36px;border-radius:var(--radius);background:#f8faff;
  border:1px solid rgba(37,99,235,.08);
}
.legal-block h3{font-size:1.4rem;margin-bottom:18px;display:flex;align-items:center;gap:12px}
.legal-block h3 i{color:var(--blue)}
.legal-block h4{font-size:1rem;margin:18px 0 8px;color:var(--navy)}
.legal-block p,.legal-block li{color:var(--gray);font-size:.92rem;line-height:1.7;margin-bottom:8px}
.legal-block ul{padding-left:20px;margin-bottom:10px}

/* ===== FOOTER ===== */
.footer{
  background:var(--navy);color:#fff;padding:80px 0 0;position:relative;overflow:hidden;
}
.footer::before{
  content:'';position:absolute;top:-100px;right:-100px;width:400px;height:400px;
  background:radial-gradient(circle,rgba(37,99,235,.25),transparent 70%);
}
.footer-grid{
  display:grid;grid-template-columns:1.5fr 1fr 1fr 1fr;gap:50px;position:relative;z-index:2;
  margin-bottom:60px;
}
.footer-brand .logo{color:#fff;margin-bottom:20px}
.footer-brand .logo span{color:rgba(255,255,255,.5)}
.footer-brand p{color:rgba(255,255,255,.7);font-size:.92rem;line-height:1.7;margin-bottom:22px}
.footer-socials{display:flex;gap:10px}
.footer-socials a{
  width:40px;height:40px;border-radius:12px;background:rgba(255,255,255,.08);
  display:grid;place-items:center;color:#fff;transition:all .3s;font-size:.95rem;
}
.footer-socials a:hover{background:var(--grad-1);transform:translateY(-3px)}
.footer-col h5{font-size:1rem;color:#fff;margin-bottom:22px;font-family:var(--font-display)}
.footer-col ul{list-style:none;display:grid;gap:10px}
.footer-col ul a{color:rgba(255,255,255,.7);font-size:.9rem;transition:all .25s}
.footer-col ul a:hover{color:var(--cyan-2);padding-left:4px}
.footer-bottom{
  border-top:1px solid rgba(255,255,255,.1);padding:24px 0;
  display:flex;justify-content:space-between;align-items:center;flex-wrap:wrap;gap:14px;
  font-size:.85rem;color:rgba(255,255,255,.6);
}
.footer-bottom a{color:rgba(255,255,255,.7);transition:color .25s}
.footer-bottom a:hover{color:#fff}

/* ===== ANIMATIONS ===== */
.reveal{opacity:0;transform:translateY(40px);transition:all .8s cubic-bezier(.22,.9,.3,1)}
.reveal.in{opacity:1;transform:translateY(0)}
@keyframes fadeIn{from{opacity:0;transform:translateY(10px)}to{opacity:1;transform:translateY(0)}}

/* ===== RESPONSIVE ===== */
@media(max-width:1024px){
  .hero-grid,.about-grid,.fs-grid,.contact-grid,.legal-wrap{grid-template-columns:1fr;gap:40px}
  .ms-grid,.why-grid,.proc-grid,.srv-grid,.price-grid,.rev-grid{grid-template-columns:repeat(2,1fr)}
  .footer-grid{grid-template-columns:1fr 1fr}
  .hero-visual{min-height:420px}
  .hero-img-main{height:420px}
  .about-img{height:420px}
  .fs-img{height:380px}
  .fs-grid.reverse .fs-img{order:0}
  .proc-grid::before{display:none}
}
@media(max-width:720px){
  section{padding:70px 0}
  .hero{padding:130px 0 80px}
  .nav-links{
    position:fixed;top:72px;left:20px;right:20px;
    background:#fff;flex-direction:column;padding:20px;border-radius:20px;
    box-shadow:var(--shadow-lg);transform:translateY(-20px);opacity:0;pointer-events:none;
    transition:all .3s;align-items:stretch;gap:4px;
  }
  .nav-links.show{transform:translateY(0);opacity:1;pointer-events:auto}
  .nav-links a{padding:14px 16px}
  .nav-links .btn-primary{margin-top:8px;justify-content:center}
  .nav-toggle{display:block}
  .ms-grid,.why-grid,.proc-grid,.srv-grid,.price-grid,.rev-grid{grid-template-columns:1fr}
  .price-card.featured{transform:none}
  .booking-wrap{padding:30px 22px}
  .booking-form{grid-template-columns:1fr}
  .form-group.full{grid-column:span 1}
  .nl-form{grid-template-columns:1fr;padding:26px}
  .nl-form .checkbox-wrap,.nl-form .form-group.full{grid-column:span 1}
  .footer-grid{grid-template-columns:1fr;gap:40px}
  .footer-bottom{flex-direction:column;text-align:center}
  .floating-card.fc-3{display:none}
  .vm-grid{grid-template-columns:1fr}
  .contact-form{padding:28px}
  .legal-wrap{grid-template-columns:1fr}
  .hero-cta{flex-direction:column;align-items:stretch}
  .hero-cta .btn{justify-content:center}
  .hero-visual{min-height:380px}
  .hero-img-main{height:380px}
  .floating-card.fc-1{left:-10px}
  .floating-card.fc-2{right:-10px}
}

/* ===== MULTI-PAGE ENHANCEMENTS ===== */
.page-hero{padding:150px 0 70px;background:linear-gradient(135deg,#F8FAFC 0%,#eef4ff 100%);text-align:center}
.page-hero h1{font-size:clamp(2.2rem,5vw,3.6rem);margin-bottom:16px}
.page-hero p{max-width:760px;margin:auto;color:var(--gray)}
.srv-card[id]{scroll-margin-top:110px}
.legal-block a.btn{margin-top:12px}